Remittance Prices Worldwide

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Sending money from NEW-ZEALAND to PHILIPPINES

Data collected on: Aug 17, 2025 - Aug 26, 2025
NZD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NZD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.34
Total cost (NZD)sort descending
0.88
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.34
Total cost (NZD)sort descending
0.88
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.34
Total cost (NZD)sort descending
0.88
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.72
Total cost (NZD)sort descending
1.87
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.72
Total cost (NZD)sort descending
1.87
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
0.34
Percentage difference between market reference rate 33.21 and exchange rate charged 33.09
Total cost (%)
0.72
Total cost (NZD)sort descending
1.87
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
2.00
Exchange rate margin(%)
-0.01
Percentage difference between market reference rate 33.22 and exchange rate charged 33.22
Total cost (%)
0.76
Total cost (NZD)sort descending
1.97
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
2.00
Exchange rate margin(%)
-0.01
Percentage difference between market reference rate 33.22 and exchange rate charged 33.22
Total cost (%)
0.76
Total cost (NZD)sort descending
1.97
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
2.00
Exchange rate margin(%)
-0.01
Percentage difference between market reference rate 33.22 and exchange rate charged 33.22
Total cost (%)
0.76
Total cost (NZD)sort descending
1.97
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
2.18
Exchange rate margin(%)
-0.02
Percentage difference between market reference rate 33.34 and exchange rate charged 33.35
Total cost (%)
0.82
Total cost (NZD)sort descending
2.13
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.00
Exchange rate margin(%)
0.69
Percentage difference between market reference rate 33.22 and exchange rate charged 32.99
Total cost (%)
1.46
Total cost (NZD)sort descending
3.79
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.00
Exchange rate margin(%)
0.69
Percentage difference between market reference rate 33.22 and exchange rate charged 32.99
Total cost (%)
1.46
Total cost (NZD)sort descending
3.79
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.00
Exchange rate margin(%)
0.69
Percentage difference between market reference rate 33.22 and exchange rate charged 32.99
Total cost (%)
1.46
Total cost (NZD)sort descending
3.79
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.99
Exchange rate margin(%)
-0.46
Percentage difference between market reference rate 33.23 and exchange rate charged 33.38
Total cost (%)
1.46
Total cost (NZD)sort descending
3.79
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.03
Exchange rate margin(%)
-0.43
Percentage difference between market reference rate 33.22 and exchange rate charged 33.36
Total cost (%)
1.50
Total cost (NZD)sort descending
3.91
Firm
Orbit Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
1.19
Percentage difference between market reference rate 33.82 and exchange rate charged 33.42
Total cost (%)
3.50
Total cost (NZD)sort descending
9.09
Firm
Orbit Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
1.20
Percentage difference between market reference rate 33.82 and exchange rate charged 33.42
Total cost (%)
3.51
Total cost (NZD)sort descending
9.12
Firm
ANZ Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
5.00
Exchange rate margin(%)
1.87
Percentage difference between market reference rate 33.77 and exchange rate charged 33.14
Total cost (%)
3.79
Total cost (NZD)sort descending
9.86
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.80
Exchange rate margin(%)
-0.46
Percentage difference between market reference rate 33.23 and exchange rate charged 33.38
Total cost (%)
4.08
Total cost (NZD)sort descending
10.60
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
1.21
Percentage difference between market reference rate 33.89 and exchange rate charged 33.48
Total cost (%)
4.29
Total cost (NZD)sort descending
11.15
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
1.21
Percentage difference between market reference rate 33.89 and exchange rate charged 33.48
Total cost (%)
4.29
Total cost (NZD)sort descending
11.15
Firm
Bank of New Zealand
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
5.00
Exchange rate margin(%)
2.50
Percentage difference between market reference rate 33.78 and exchange rate charged 32.93
Total cost (%)
4.42
Total cost (NZD)sort descending
11.50
Firm
Westpac
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
5.00
Exchange rate margin(%)
2.74
Percentage difference between market reference rate 33.88 and exchange rate charged 32.95
Total cost (%)
4.66
Total cost (NZD)sort descending
12.12
Firm
Relianz Forex
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
1.40
Percentage difference between market reference rate 33.16 and exchange rate charged 32.70
Total cost (%)
5.25
Total cost (NZD)sort descending
13.64
Firm
Kiwibank
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
20.00
Exchange rate margin(%)
2.27
Percentage difference between market reference rate 33.77 and exchange rate charged 33.01
Total cost (%)
9.96
Total cost (NZD)sort descending
25.90
Firm
ANZ Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
28.00
Exchange rate margin(%)
1.83
Percentage difference between market reference rate 33.82 and exchange rate charged 33.21
Total cost (%)
12.60
Total cost (NZD)sort descending
32.76
Firm
ANZ Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
28.00
Exchange rate margin(%)
1.83
Percentage difference between market reference rate 33.82 and exchange rate charged 33.21
Total cost (%)
12.60
Total cost (NZD)sort descending
32.76
Firm
Westpac
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
30.00
Exchange rate margin(%)
2.74
Percentage difference between market reference rate 33.88 and exchange rate charged 32.95
Total cost (%)
14.28
Total cost (NZD)sort descending
37.12
Firm
Kiwibank
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
35.00
Exchange rate margin(%)
3.00
Percentage difference between market reference rate 33.77 and exchange rate charged 32.76
Total cost (%)
16.46
Total cost (NZD)sort descending
42.80
Total Average Third Quarter 2025
4.05
Total Average Second Quarter 2025
0
Total Average
Fee
8.03
Exchange Rate Margin (%)
0.96
Total Cost Percent (%)
4.05
Total Cost (NZD)
10.51
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